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A Bank Lending Channel or a Credit Supply Shock?

Milcheva, Stanimira



Zusammenfassung

Shifts in credit supply could have a bearing on house prices e.g. through financial innovations and changes in regulation independently of the existence of a bank lending channel of monetary policy. This paper assesses the responses of US house prices to an exogenous credit supply shock and compares them with the effects from variations in credit supply associated with a bank lending channel. The ...

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